PRIVACY POLICY

I. Privacy

Privacy Statement

Local Initiatives Support Corporation® (LISC®) recognizes the importance of protecting the privacy of your personal information. As an interactive publication and distance-learning tool of LISC, this website (www.opportunityinvestmentconsortium.com) may collect information about the people using it; however, to the extent this site collects personal information, it will adhere to the following privacy policy. By using LISC’s website, you are accepting the practices described in this policy. LISC reserves the right to modify its privacy policy periodically, including without limitation as may be needed to reflect changes in site content and services.

Information Collected by LISC - If you are only accessing LISC’s general website, we do not collect any personal (user) information. However, the LISC Online Resource Library and several of LISC’s field office sub-sites like this one do collect limited personal identifiable and demographic information (such as, the individual’s name, email address, and name and description of the organization you work for or are affiliated with).  By registering and/or submitting personal information to LISC, you are also agreeing to the use of this information in accordance with this privacy policy. Your personal information is not used for other purposes, unless we obtain your permission, or unless otherwise required or permitted by law.

Email Notifications - Visitors to the LISC Online Resource Library and to some of LISC’s field office sub-sites such as this one have the option of receiving email event announcements, newsletters, or surveys that are relevant to their interests and professional affiliations within the community development field by indicating their subscription preferences.  Users of these sections of our site, that no longer wish to receive email notifications from LISC, have the option of removing themselves from our mailing lists.

Disclosure of Information - Any personal information collected by LISC is disclosed only on an aggregated basis, to provide demographic data to funders and other interested stakeholders that require such information, and to guide site content enhancement. Other than to respond to communications initiated by individual users, or as otherwise consented to or subscribed by individual users, and as otherwise necessary to ensure an appropriate level of accountability during online discussions and events, personal information will not be used to identify individual users, nor will it be distributed to other organizations to be used for commercial purposes.

Cookies - In order to improve your experience on LISC’s website and tailor content to your interests, the Online Resource Library and some of LISC’s field office sub-sites use cookies (elements of data that a website can send to your browser and store in your system). You can set your browser to notify you when you receive a cookie and choose whether to accept or refuse it. You can also set your browser to refuse all cookies. However, you will not be able to access these areas of LISC’s website if you do not accept cookies coming from LISC.

LISC takes reasonable steps to protect the security of our servers, including implementation of appropriate security measures.

Access - If you have submitted personal information to LISC, under most circumstances you have the right to reasonable access to that data to correct any inaccuracies. You can also make a request to update or remove information about you by contacting enews@lisc.org, and we will make all reasonable and practical efforts to comply with your request, so long as it is consistent with applicable law.

Information Security and Integrity - LISC and our service providers have security policies and procedures in place to help protect personal information from unauthorized loss, misuse, alteration, or destruction. Despite LISC’s efforts, however, security cannot be guaranteed against all threats. We seek to limit access to your personal information to those who have a need to know. Those individuals who have access to the data are required to maintain the confidentiality of such information. We also make efforts to retain personal information only for so long as the information is needed for our professional, marketing or analytic purposes, or necessary to comply with an individual’s request, or until that person asks that the information be deleted.
 

II. Web Linkage

Linking to external websites through www.lisc.org

On certain web pages on LISC’s website, there are links directing you to other organizations. Once you open one of these links, a separate browser window will open, taking you to an external (third-party) website. Once on an external site, you are no longer governed by LISC’s privacy policy, and should be aware of the privacy policy of the site that you are visiting.

Linking to www.lisc.org - LISC welcomes links to its website. If you want to link to LISC’s website, you may do so, however, by establishing a link to LISC’s website, you’ll be deemed to have agreed to the following link conditions:

  • You are granted by LISC a limited, non-exclusive, non-transferable, revocable license to use the LISC name, LISC logo and LISC tag line ("Helping Neighbors Build Communities") - all of which are protected marks, registered with the United States Patent and Trademark Office - solely for the purpose of linking your website to LISC’s website. You may not use any of LISC’s (or LISC’s affiliates’) service marks for any other purpose. This license may be terminated at any time in LISC’s sole discretion, at which time you agree to remove all links to LISC’s website and cease using any of LISC’s service mark accordingly.

  • You acknowledge that all rights to said service marks, any website content, and the appearance of the website belong to LISC and, to the extent applicable, to its third party licensors. If you link to LISC’s website, you may not (1) create frames around LISC’s website or alter the visual presentation of LISC’s website, (2) imply that LISC is endorsing you or your products or services, (3) imply an affiliation between your organization and LISC without LISC’s prior written consent, (4) misrepresent your relationship with LISC or present false or misleading impressions about LISC’s activities, publications, programs or services.

  • LISC may amend the link conditions at any time and you agree to abide by the terms of all such amended conditions.

III. Information reprint

The content of LISC’s website may not be reprinted or distributed by individuals or organizations without the prior written consent of LISC. However, registered users of the LISC Online Resource Library are permitted limited distribution of Resource Library materials; provided that any such limited distribution shall include appropriate attribution language in favor of LISC. You may not remove any proprietary or authorship notices on any materials or publications contained in or originating from LISC’s Online Resource Library.

 

IV. Disclaimer

With respect to any content on this website (including all sub-sites and web pages), LISC makes no representation or warranty, express or implied, as to the accuracy or completeness of such content, and assumes no liability, legal or otherwise, from your use or reliance on the same.

 

All content and materials on this website (including all sub-sites and web pages) of a legal or technical nature are not intended to be specific or general advice to the public in connection with any actual or potential dispute, problem or question. LISC advises anyone reading documents on this website containing legal or technical information to consider pursuing independent legal advice that addresses the specific situation the person or the organization is encountering. LISC cannot and is not representing or guaranteeing the accuracy or the up-to-date status of legal or technical references or information contained in its website material. Any reader that relies on this information without consulting independent legal counsel does so solely at his or her own risk.

TERMS OF USE

OpportunityInvestmentConsortium.com Terms of Use

Effective November 16, 2018
 

PLEASE READ THE FOLLOWING CAREFULLY AS IT CONTAINS IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES AND OBLIGATIONS.

 

Thank you for visiting the OpportunityInvestmentConsortium.com website (the Website”), operated by Local Initiatives Support Corporation (referred to herein as “us,” “we,” “our” and “LISC”).  By accessing the Website, you indicate that you have read, understand and agree to these Terms of Use (the “Terms”).  Your agreement to comply with the Terms is evidenced each time you (i) visit the Website; or (ii) submit any information through the Website.

If you do not agree with these Terms, you should exit the Website immediately.

Please note, there are additional terms and conditions associated with services that are offered and transacted through the Website; these Terms are general in scope and are superseded by the more specific terms and conditions for those services.  You must read and accept those specific terms and conditions separately, when you register for an account through the Website, and your continued agreement to those terms and conditions, whether contained in a separate User Agreement or otherwise published on the Website, is a condition to your continued use of the services and features available to registered users.  In addition, by registering as a user, you give LISC permission to list the name of your organization, display your logo and link to your website on the Website.


The Website is not directed to children, and children under the age of thirteen (13) are not authorized to use the Website.  If, in the future, we decide to direct the Website or portions thereof to children under thirteen (13), we will do so in compliance with the Children’s Online Privacy Protection Act of 1998 (15 U.S.C. 6501 et seq.) including, without limitation, obtaining necessary parental consent.

  
Purpose of Website

The Website provides general information about the Opportunity Investment Consortium of Indiana, whose goal is to help more encourage the transformation of Indiana Opportunity Zone neighborhoods into vibrant places for residents and businesses.  Registration is required before users can access and use certain services available through the Website.


Despite our best efforts to provide accurate information, it is not possible to completely ensure that information on the Website is correct at all times. LISC assumes no responsibility for any incorrect information or inappropriate content or conduct that is posted or occurs on the Website. 


The Website may be used only for lawful purposes within the United States. You agree to the following:

(a) You shall not disguise the origin of information transmitted through the Website.

(b) You will not place false or misleading information on the Website.

(c) You will not input or upload to the Website any information which contains viruses, Trojan horses, worms, time bombs or other computer programming routines that are intended to damage, interfere with, intercept or burden the Website.

(d) You will not input or upload to the Website any material that infringes the intellectual property or proprietary rights of a third party.

(e) You will not use any robot, spider, scraper, or other automated means to access the Website.

(f) You will not send spam or any other unauthorized advertisements or solicitations through or using the Website.

(g) You will not harvest, solicit, intercept, collect, or use any names, addresses, phone numbers, email addresses, or other contact or personal information of other users of the Website.

(h) You will not intimidate or harass any other users of the Website.

(i) You will not input or upload to the Website any information that: (i) is harassing, libelous, defamatory, threatening, abusive, harmful, pornographic, obscene, or otherwise unlawful or tortious; or (ii) breaches any duty or obligation of confidentiality that you owe to a third party.

 

Appropriate legal action may be taken by LISC for any illegal or unauthorized use of the Website.  If you become aware of misuse of the Website, please contact us directly at info@opportunityinvestmentconsortium.com.

 

License

For the limited purpose of your use of the Website, we grant you a limited, revocable, personal and non-transferable license to use the Website for lawful business purposes, in strict accordance with the Terms, and for no other purpose.  LISC reserves the right in its sole discretion to terminate your account and restrict your use of all or any part of the Website for any reason or no reason, without notice, and without liability to you or anyone else. LISC also reserves the right to block users from certain Internet Protocol addresses and prevent access to the Website.

 

Intellectual Property

The design and all text, graphics, logos, icons, the selection and arrangement of these elements, and all software and content posted on the Website are the property of LISC or its licensors, and are protected by United States intellectual property laws, including, but not limited to copyright.  You may not copy, modify, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information belonging to LISC or our licensors without obtaining prior written consent.  Please contact us at info@opportunityinvestmentconsortium.com with any inquiries, permission requests, or to report suspected copyright infringement. 

 

If you believe your proprietary work has been copied and/or posted on the Website in a way that constitutes copyright infringement, please provide us with the following information:

  1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

  2. a description of the copyrighted work that you claim has been infringed;

  3. a description of where the material that you claim is infringing is located on the Website;

  4. your address, telephone number, and email address;

  5. a written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and

  6. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner's behalf.

Links to Third-Party Sites

The Website may contain links to third party sites not controlled by or related to LISC.  We do not sponsor or endorse those third party sites, and you may access those third party sites through the links at your own risk.  LISC has not reviewed their content, and is not responsible for the content of any third party sites. Please review the terms of use and privacy policies for any third party site that you may visit through a link on the Website.

 

Your Representations and Warranties

You represent and warrant that: (i) you are over the age of thirteen (13); (ii) if over the age of thirteen (13) but under eighteen (18), you have the permission of your parent or guardian to use the Website; (iii) you will not use the Website for unacceptable or illegal purposes; and (iv) the information you provide through the Website will be true, complete and correct and you will update all information as it changes.

 

Information You Provide

You are solely responsible for any and all information you provide and materials you upload to the Website.  You represent and warrant that any information and materials that you provide are factually accurate, and do not violate the privacy rights, publicity rights, copyrights, trademark rights, contract rights or any other rights of any third party, and are not unlawful, fraudulent, obscene or otherwise objectionable.

 

You hereby grant to LISC a perpetual, irrevocable, sublicensable, royalty-free license to use any information and materials that you submit to LISC (except for PII, as defined in the Privacy Policy) for any purpose whatsoever, without any notice, compensation or attribution to you.  You acknowledge and agree that any information and materials that you submit to LISC are not and will not be treated as proprietary or confidential information (except for PII).

 

We are under no obligation to monitor or modify the content of the Website and assume no responsibility for any inappropriate content or conduct that is posted or occurs on the Website.  We do not control or endorse any content posted on the Sites by third parties, and specifically disclaim any liability with respect to submissions, postings and actions of third parties using the Website.

 

When you register on the Website, you will designate a user name and password. You are solely responsible for choosing and maintaining the confidentiality of the user name and password, and you are solely responsible for all activities conducted through your account. You must notify us immediately if you experience or suspect any unauthorized access to or use of your account or any other breach of security. We reserve the right to take any and all action, as we deem necessary to ensure the security of the Website, including but not limited to terminating access, closing accounts, or requesting additional authentication information before processing transactions. However, in no event will LISC be liable to you for any liabilities or damages resulting from or arising out of (i) any unauthorized access to or use of your account or password, or (ii) any action or inaction of LISC under this section.


Disclaimer of Warranties

THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. LISC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO THE OPERATION OR CONTENT OF THE WEBSITE, UNLESS OTHERWISE SPECIFIED IN WRITING. TO THE FULL EXTENT PERMITTED BY LAW, LISC HEREBY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES WITH RESPECT TO THE WEBSITE AND ITS CONTENTS, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

 

You acknowledge and agree that you will access and use the Website at your own risk.  LISC is not responsible for any incorrect or inaccurate submissions or postings on the Website, whether caused by us, other users of the Website or by any of the equipment or programming used in or associated with the Website. We assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any user communication. We are not responsible for any problems or technical malfunction of any communication network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email due to technical problems or high traffic on the Internet or any combination thereof, including any injury or damage to your or to any person’s computer related to or resulting from participation or downloading materials in connection with the Website.

 

Limitation of Liability

LISC SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT , SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE ACCESS OR USE OF THE WEBSITE OR THE INABILITY TO ACCESS OR USE THE WEBSITE, EVEN IF LISC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  THIS LIMITATION OF LIABILITY APPLIES TO ALL DAMAGES OF ANY KIND, WHETHER IN CONTRACT OR TORT, INCLUDING BUT NOT LIMITED TO LOST PROFITS OR OPPORTUNITY, LOSS OF PRIVACY OR SECURITY OR DATA, OR LOSS OF USE.

 

IF ANY PART OF THIS LIMITATION OF LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF LISC UNDER SUCH CIRCUMSTANCES FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).

 

YOU ACKNOWLEDGE AND AGREE THAT EACH PROVISION OF THESE TERMS THAT PROVIDES FOR A DISCLAIMER OF WARRANTIES, LIMITATION OF LIABILITY OR EXCLUSION OF DAMAGES IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN YOU AND LISC, AND THE LIMITATIONS SET FORTH HEREIN SHALL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

 

Indemnification
You hereby agree to indemnify, defend and hold LISC, its officers, directors, employees, agents, partners and contractors, harmless from any loss, liability, damages, claims or demands (including court costs and reasonable attorneys’ fees, including in connection with enforcing this indemnification clause) made by any third party due to or arising out of your use of the Website, your violation of the Terms, or any breach of your representations and warranties set forth herein.


Severability

If any provision of these Terms is held invalid, unlawful, void or unenforceable, then that provision is deemed severable from these Terms and the remaining provisions shall remain valid and enforceable.

Validity of Terms

A printed version of the Terms and any notices given in electronic form shall be admissible in judicial or administrative proceedings based on or relating to the Terms to the same extent and subject to the same conditions as other business documents originally in printed form. 


Governing Law and Venue; Miscellaneous Legal Terms

The Terms are governed by the laws of the State of Indiana, without giving effect to any principles of conflicts of laws. You agree that federal and state courts located in Marion County, Indiana, will have exclusive jurisdiction and will be the exclusive venue for all causes of action arising under the Terms.  Use of the Website is unauthorized in any jurisdiction that does not give effect to the Terms, including this paragraph.  Neither the course of conduct nor course of dealing between the parties nor trade practice shall act to modify any provision of these Terms. LISC may assign its rights and duties under these Terms to any party at any time without notice to you. Your rights and duties under these Terms are not assignable by you without LISC’s prior written consent. These Terms do not provide any third party with any remedy, claim, or right of reimbursement.

 

Modifications

We may modify these Terms from time to time, in our sole discretion. All revisions shall be effective upon posting, unless otherwise noted.  You agree to be bound by any changes to the Terms when you use the Website after any such revision is posted.  Please review the Terms periodically, as it is your responsibility to abide by the current Terms at all times.

 

 

BY USING THE WEBSITE, I ACKNOWLEDGE THAT I HAVE READ THE TERMS OF USE IN ITS ENTIRETY, AND THAT I UNDERSTAND AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.

 

3535904.1

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202 E. Market St., Indianapolis, IN 46204
Phone: (317) 454-8486

THIS PROGRAM WAS MADE POSSIBLE IN PART BY A GRANT FROM THE:

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